Take your customers' money and invest it to grow your bank. Lend it out, buy bonds, stock ATM Rooms across the city and keep the profits. Catch scammers, hire staff and turn a small branch into a global powerhouse in this business management and banking tycoon sim.

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Early Access Game

Get instant access and start playing; get involved with this game as it develops.

Note: Games in Early Access are not complete and may or may not change further. If you are not excited to play this game in its current state, then you should wait to see if the game progresses further in development. Learn more

What the developers have to say:

Why Early Access?

“Bank Simulator is built together with the people who play it. Since launch, your feedback has shaped every major change, and it is the reason The Big Deal update (Early Access V2) rebuilt most of the game. Early Access lets us keep working this way, side by side with our players, all the way to the full release.”

Approximately how long will this game be in Early Access?

“We have not set a date for the full release, and we would rather be honest than give you another number we cannot keep. Our first estimate was 12 months, and it was too optimistic. Your feedback showed us that the core systems needed a deeper rework. So instead of building new content on weak foundations, we spent 8 months rebuilding those foundations in Early Access V2. We will stay in Early Access until Bank Simulator is the game we want it to be, and we will share timeline updates as development moves forward.”

How is the full version planned to differ from the Early Access version?

“The bank will keep growing. We plan to add new rooms, staff roles, investment options and events, along with ongoing balance and polish guided by your feedback. Multiplayer is also part of our future plans.”

What is the current state of the Early Access version?

“Bank Simulator is fully playable today.

The Big Deal update (Early Access V2) brought redesigned loans, bonds and marketing, 10 ATM Rooms served by a Cash Car you refuel at the gas station, a new Unlock & Upgrade system, a reworked economy and interface, Steam Leaderboards and full controller support.

Work the teller counter, review loans, judge bond deals, launch marketing campaigns, hire your staff and make the bank your own. Chase 135 achievements, and play in any of 18 languages.

Saves from older versions carry over, and money spent on removed features is refunded automatically.

It is still Early Access, so expect some bugs and balance changes along the way. Every report helps us fix them faster.”

Will the game be priced differently during and after Early Access?

“Yes. We plan to raise the price gradually as new content and features arrive. Buying during Early Access is the best way to get Bank Simulator at a lower price.”

How are you planning on involving the Community in your development process?

“You are already part of it. We read every Steam review and discussion, and we talk with players every day on our official Discord. Many of the changes in Early Access V2 came straight from that feedback. You can also press F7 in game to send a bug report or an idea directly to our team. Before every major update, we run a public playtest so players can try it early and help us catch issues before release. Until the full release, your bug reports, ideas and suggestions will keep shaping Bank Simulator.”
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DAILY DEAL! Offer ends November 6

40% off. $14.99 normally, discounted to $8.99
 

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The Big Deal Update Is Out Now

The Big Deal is Early Access V2, a full overhaul that plays like a new game: redesigned loans, bonds and marketing, ATM Rooms and a gas station across the city, a reworked economy and interface, Steam Leaderboards and full controller support. See the full patch notes in the announcement below.

About This Game

Bank Simulator is a business management sim where you take your customers' money and invest it to grow your bank, from a small branch into a global powerhouse.

The Money Loop: Your Bank, Your Strategy

Take customer deposits, carry the cash to the vault in your money bag, then put it to work in loan offices, bond offices and ATM Rooms. Collect the commissions, reinvest them in upgrades, and run marketing campaigns to bring more customers through the door. Every decision feeds the next.

Teller Office: Stay Alert

Start behind the counter. Take deposits and withdrawals by hand, check IDs, open accounts and issue credit cards. Watch for counterfeit cash, wrong amounts, fake IDs and customers asking for more than their balance. One careless approval can cost you.

Loans: Risk Assessment & Negotiation

Review each applicant's documents and catch the liars before they default. Upgrade your loan office to unlock negotiation, then haggle the rate, the amount and the term in your bank's favor. Push too hard and they stop giving ground.

Bonds: Judge Every Deal

Brokers bring you deals. Read every page, stamp each detail Good, Caution or Reject, then buy or pass. Good calls return a profit, bad ones a loss. Successful deals unlock office upgrades and raise your global Bond Rank, and at the top tier an analyst can make every call for you.

Marketing: Grow Your Customer Base

Seven channels, from social media and billboards to TV and influencers, each run from its own marketing office. Launch a Small, Big or Huge campaign and watch new customers walk in. Any campaign can go viral and double its reach. Hire a marketer and the campaigns run themselves.

ATM Rooms & Cash Car: Expand Beyond the Office

Unlock 10 ATM Rooms across the city. Load the Cash Car, drive out to keep every machine stocked, stop at the gas station to refuel, and collect a commission on every withdrawal. Upgrade each room to earn more per customer and hold more cash.

Unlock & Upgrade

Unlock new rooms like the vault, expand your bank, and upgrade everything: teller counters, loan, bond and marketing offices, the ticket machine, the ATM Rooms and the Cash Car. Every level pays more or opens something new.

Hiring: Build Your Team

Interview candidates from Novice to Expert, each with their own salary request. Skill only shows in the interview, and cheap experts and overpriced novices both exist. Staff your counters and offices to automate them, hire a Cash Runner to move cash between the offices and the vault, and click your staff to boost their speed.

Customize Your Bank

Name your bank and make every detail yours: furniture, flooring, colors and layout.

Play Your Way Play with mouse and keyboard or a controller on PC, Steam Deck and Steam Machine. Compete on four global Steam Leaderboards for level, bank money, customer money and bond rank, unlock 135 achievements, and play in 18 languages.

Bank Simulator is in Early Access with regular updates, and multiplayer is planned for future development.

AI Generated Content Disclosure

The developers describe how their game uses AI Generated Content like this:

Our game leverages the power of AI in two key areas:

Visual Content: Some in-game graphics and visual assets were created using AI tools, enhancing the artistic quality and ensuring a unique experience for players.

Promotional Materials: The images and descriptions you see on this store page were generated with the help of AI, designed to provide clear and engaging information about the game.

This ensures a creative and dynamic approach to both the game’s design and its presentation to the community.

System Requirements

Windows
macOS
SteamOS + Linux
    Minimum:
    • Requires a 64-bit processor and operating system
    • OS: Windows (64-bit) 10
    • Processor: i5 3550 / RYZEN 5 2500X
    • Memory: 8 GB RAM
    • Graphics: NVIDIA GTX 1050 / AMD R9 270X
    • DirectX: Version 11
    • Storage: 5 GB available space
    Recommended:
    • Requires a 64-bit processor and operating system
    • OS: Windows (64-bit) 10
    • Processor: i5 7600K / Ryzen 5 2600x
    • Memory: 16 GB RAM
    • Graphics: NVIDIA GTX 1060 / AMD RX 480
    • DirectX: Version 11
    • Storage: 5 GB available space
    Minimum:
    • OS: macOS 12 Monterey or newer
    • Processor: Apple M1
    • Memory: 8 GB RAM
    • Graphics: Apple M1 GPU
    • Storage: 5 GB available space
    • Additional Notes: Apple Silicon recommended. Intel Macs are not officially supported.
    Recommended:
    • OS: macOS 14 Sonoma or newer
    • Processor: Apple M1 Pro / M2 Pro or better
    • Memory: 16 GB RAM
    • Graphics: Apple M1 Pro / M2 Pro GPU or better
    • Storage: 5 GB available space
    • Additional Notes: Apple Silicon recommended. Intel Macs are not officially supported.
    Minimum:
    • OS: Ubuntu 22.04 or newer / SteamOS 3
    • Processor: Intel Core i5-3550 / AMD Ryzen 5 2500X
    • Memory: 8 GB RAM
    • Graphics: NVIDIA GTX 1050 / AMD RX 460 (Vulkan)
    • Storage: 5 GB available space
    • Additional Notes: Vulkan required. NVIDIA proprietary driver or Mesa (AMD).
    Recommended:
    • OS: Ubuntu 24.04 / SteamOS 3
    • Processor: Intel Core i5-7600K / AMD Ryzen 5 2600X
    • Memory: 16 GB RAM
    • Graphics: NVIDIA GTX 1060 / AMD RX 480 (Vulkan)
    • Storage: 5 GB available space
    • Additional Notes: Vulkan required. NVIDIA proprietary driver or Mesa (AMD).