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Capitalize
"Do you want to get rich? Start playing." ✔ Manage your budget like in real life (rent, groceries, leisure). ✔ Invest in the stock market (ETFs, stocks, gold) and watch your money grow (or crash!). ✔ Create companies and take them public (IPO).

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Features
Languages:
Interface Full Audio Subtitles
English ✔
French ✔
Italian ✔
German ✔
Spanish - Spain ✔
Portuguese - Portugal ✔
Simplified Chinese ✔
Korean ✔
Japanese ✔
Polish ✔
Russian ✔
See all 11 supported languages
This game is not yet available on Steam

Planned Release Date: September 2026

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About This Game

Capitalize

From 18 to retirement — one life, one budget, your choices.

You’re not a spreadsheet. You live a life: first job, rent, surplus, investing, companies — through retirement. Capitalize is an educational financial life sim: compounding, DCA, the 4% rule, treasury and IPO, learned by playing. Not a lecture. A life.

Contents

  • Jobs & training — climb, switch tracks, unlock roles
  • Bank & budget — income, bills, surplus; transport is a budget line
  • Housing — rent, buy, renovate, mortgage
  • Broker — ETFs, stocks, bonds, gold, savings / life-insurance envelope (AV), DCA
  • Business — Starter, Growth, Empire tiers, treasury and IPO
  • Online career — Steam profile, leaderboards (normal / realistic)
  • Steam Achievements and in-game documentation
  • 11 languages

Systems

  • Job — from first paycheck to specialist careers (sales, finance, IT, health, trades…)
  • Budget — groceries, fun, subscriptions, housing, transport (city pass → car-equivalent)
  • Bank — monthly cash-flow, loans, net-worth view
  • Broker — ETF baskets, stocks (educational parodies), bonds, gold, AV envelope (euro fund + units)
  • Companies — found, pay dividends, reinvest, scale, then take it public
  • Retirement — year-end report, 4% income, financial independence

Who is it for?

Ideal if you want to learn finance by playing: a real budget, markets, business — without a boring spreadsheet. You live the consequences of your choices, from 18 to retirement.

Educational simulation, not personalised financial advice. Inspired by real life, still fiction.


AI Generated Content Disclosure

The developers describe how their game uses AI Generated Content like this:

Yes — pre-rendered only (no real-time generative AI during gameplay).
Generative AI tools were used to create or refine some visual assets (UI, images, marketing / store materials) and parts of text / localization. Gameplay, code and game design are made and reviewed by the studio. No AI content is generated live during play.

System Requirements

    Minimum:
    • Requires a 64-bit processor and operating system
    • OS: Windows 10 (64-bit)
    • Processor: Dual-core 2.0 GHz (Intel Core i3 / AMD equivalent)
    • Memory: 4 GB RAM
    • Graphics: GPU with OpenGL 3.3 support (Intel HD 4000 / Radeon HD 7000 or better)
    • DirectX: Version 11
    • Storage: 2 GB available space
    Recommended:
    • Requires a 64-bit processor and operating system
    • OS: Windows 10 / 11 (64-bit)
    • Processor: Quad-core 2.5 GHz (Intel Core i5 / AMD Ryzen 3 or better)
    • Memory: 8 GB RAM
    • Graphics: Dedicated GPU or recent iGPU (Intel UHD / GTX 1050 / RX 560 or better)
    • DirectX: Version 11
    • Storage: 3 GB available space
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