Four girls burdened by overwhelming debt have staked everything on one final chance. Through one card game after another, will they win back their freedom... or slowly lose far more than they ever imagined?

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Mature Content Description

The developers describe the content like this:

This game contains adult female nudity, progressive undressing, and explicit sexual content involving adult characters.

During gameplay, female characters who owe the player money participate in poker games. As the player wins their chips, the characters progressively remove their clothing and may eventually become fully nude.

After the player wins all of a character's remaining chips, the game may progress to explicit sexual scenes. Because these scenes take place in the context of a debt and repayment relationship, some sexual situations may involve non-consensual or dubious consent themes.

The game does not depict violent sexual assault or forcible rape. It does not contain suicide, self-harm, or extreme violence.

About This Game

Maybe we are not the most hardcore card game.

But we want to make it one of the most heart-racing card games you will ever play.

(Pay Back Girls is primarily a card game and currently supports three game modes: Texas Hold’em, Blackjack, and Five-Card Draw. Basic knowledge of each game’s rules is recommended. We’ve also added a rules and strategy guide in the Steam Community Discussions. Please refer to it if you need help getting started.)

Four girls. Four different personalities. One game that will change everything.

As the owner of a private lending business, you've given four debt-ridden girls one final chance.

Instead of repaying with money, they must challenge you in a series of games.

Texas Hold'em, Blackjack, and Five Card Draw…

Every victory reduces their debt.

Every defeat comes with a price.

As the games continue, the distance between you and each girl slowly begins to change. Unlock new outfits, exclusive stories, beautiful CGs, and increasingly intimate interactions as your relationship develops.

Features

  • Four unique heroines, each with her own personality and story.

  • Unlock CGs, stories, and special interactions through progression.

  • High-quality anime artwork inspired by Japanese bishoujo games.

  • Multiple heroines to conquer, each with her own route and ending.

Will you help them clear their debts… or discover another side of them along the way?

AI Generated Content Disclosure

The developers describe how their game uses AI Generated Content like this:

Generative AI was used during development to assist in producing certain in-game character animations. The game's artwork, gameplay, story, and final implementation were created and curated by the development team. All AI-generated animations were manually reviewed and refined before being included in the game.

System Requirements

    Minimum:
    • Requires a 64-bit processor and operating system
    • OS: Windows 10 64-bit
    • Processor: Intel Core i3-6100 / AMD FX-6300
    • Memory: 4 GB RAM
    • Graphics: Intel HD Graphics 520 / NVIDIA GeForce GT 730 or equivalent
    • DirectX: Version 11
    • Storage: 3 GB available space
    Recommended:
    • Requires a 64-bit processor and operating system
    • OS: Windows 10/11 64-bit
    • Processor: Intel Core i5-8400 / AMD Ryzen 3 3200G
    • Memory: 8 GB RAM
    • Graphics: NVIDIA GeForce GTX 750 Ti / AMD Radeon RX 550 / Intel UHD Graphics 620 or better
    • DirectX: Version 11
    • Storage: 4 GB available space
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