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Mature Content Description

The developers describe the content like this:

This game contains adult female nudity, progressive undressing, and explicit sexual content involving adult characters.

During gameplay, female characters who owe the player money participate in poker games. As the player wins their chips, the characters progressively remove their clothing and may eventually become fully nude.

After the player wins all of a character's remaining chips, the game may progress to explicit sexual scenes. Because these scenes take place in the context of a debt and repayment relationship, some sexual situations may involve non-consensual or dubious consent themes.

The game does not depict violent sexual assault or forcible rape. It does not contain suicide, self-harm, or extreme violence.

About This Game

*Pay Back Girls is, at its core, a card game.

To fully enjoy the game, we recommend being familiar with at least one of the following: Texas Hold’em, Blackjack, High-Low, or Five-Card Draw.

If you don’t usually play card games, we recommend starting with High-Low, which is the easiest mode to pick up and enjoy.

v1.13 Update

Claire's Exclusive Story Added

At first, their relationship was nothing more than a professional one between a boss and his secretary.

But as they spend each day together, the distance between them slowly begins to close.

As their relationship deepens, you'll unlock Claire's exclusive story, new interactions, and 4 brand-new Hot Night scenes.

However, before their relationship can go any further, a long-hidden secret begins to surface……

Major Hot Night System Overhaul

This update brings major improvements to the overall Hot Night experience.

New Character Voice Lines

A large number of new character voice lines have been added for a wide variety of situations and reactions during Hot Night scenes.

Characters now express their emotions and reactions in much greater detail, creating a far more immersive experience.

New Arousal System

Hot Night scenes now feature a unique Arousal System for each character.

Use the mouse wheel to directly adjust the speed and rhythm of the movement, and discover the pace each character enjoys the most.

Maintain the right rhythm for her, and her arousal will rise rapidly.

And when her arousal reaches its maximum—

Special voice lines and exclusive dialogue that you normally wouldn't hear will be unlocked.

Arousal doesn't just change how a character reacts.

It changes depending on where and how often you touch her, as well as the speed and rhythm of the movement, and ultimately affects the final sequence and reactions of the Hot Night scene.

Now, instead of simply watching the scene,

pay attention to her reactions and find the rhythm she enjoys the most.

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Maybe we are not the most hardcore card game.

But we want to make it one of the most heart-racing card games you will ever play.

(Pay Back Girls is primarily a card game and currently supports three game modes: Texas Hold’em, Blackjack, and Five-Card Draw. Basic knowledge of each game’s rules is recommended. We’ve also added a rules and strategy guide in the Steam Community Discussions. Please refer to it if you need help getting started.)

Four girls. Four different personalities. One game that will change everything.

As the owner of a private lending business, you've given four debt-ridden girls one final chance.

Instead of repaying with money, they must challenge you in a series of games.

Texas Hold'em, Blackjack, and Five Card Draw…

Every victory reduces their debt.

Every defeat comes with a price.

As the games continue, the distance between you and each girl slowly begins to change. Unlock new outfits, exclusive stories, beautiful CGs, and increasingly intimate interactions as your relationship develops.

Features

  • Four unique heroines, each with her own personality and story.

  • Unlock CGs, stories, and special interactions through progression.

  • High-quality anime artwork inspired by Japanese bishoujo games.

  • Multiple heroines to conquer, each with her own route and ending.

Will you help them clear their debts… or discover another side of them along the way?

AI Generated Content Disclosure

The developers describe how their game uses AI Generated Content like this:

Generative AI was used during development to assist in producing certain in-game character animations. The game's artwork, gameplay, story, and final implementation were created and curated by the development team. All AI-generated animations were manually reviewed and refined before being included in the game.

System Requirements

Windows
macOS
    Minimum:
    • Requires a 64-bit processor and operating system
    • OS: Windows 10 64-bit
    • Processor: Intel Core i3-6100 / AMD FX-6300
    • Memory: 4 GB RAM
    • Graphics: Intel HD Graphics 520 / NVIDIA GeForce GT 730 or equivalent
    • DirectX: Version 11
    • Storage: 3 GB available space
    Recommended:
    • Requires a 64-bit processor and operating system
    • OS: Windows 10/11 64-bit
    • Processor: Intel Core i5-8400 / AMD Ryzen 3 3200G
    • Memory: 8 GB RAM
    • Graphics: NVIDIA GeForce GTX 750 Ti / AMD Radeon RX 550 / Intel UHD Graphics 620 or better
    • DirectX: Version 11
    • Storage: 4 GB available space
    Minimum:
    • OS: macOS 11 Big Sur or later
    • Processor: Intel Core i5 or Apple M1
    • Memory: 4 GB RAM
    • Graphics: Intel Iris Graphics or Apple M1 integrated graphics
    • Storage: 3 GB available space
    Recommended:
    • OS: macOS 13 Ventura or later
    • Processor: Intel Core i7 or Apple M1 or better
    • Memory: 8 GB RAM
    • Graphics: Intel Iris Plus Graphics / AMD Radeon Pro 555X / Apple M1 or better
    • Storage: 4 GB available space