About This Game

Donald Trump just went on Jimmy Fallon. The new Ghostbusters is still in theaters. It's 2016 and you are a two-bit money lender in the morally and financially bankrupt desert city of Tucson, Arizona. You're in debt and your life is on the line. You better make a lot of money! So set your own path and brave the struggling world in this neo-western visual novel.

You can meet over 100 characters which present the player with a nightmarish range of hateful worldviews, bitter rivalries and the morally bankrupt business opportunities you will need to survive Tucson. Build your relationships and tear them down where you see fit. Find out their deepest, darkest secrets. Treat them like sidewalk trash. Make them your charity cases. The choice is yours.

As much as this game is about you, it's also about the end of an era. An invisible and global struggle is seeping through the seams of the not-so-wild West. After a century of quiet, things are getting wilder again. You must make important choices that affect you, your allies, your enemies, but also the entire world. Become a red-faced socialist. A milquetoast liberal. An entitled fascist. Maybe you don't care about politics. Perhaps all you care about is being positioned wherever that bag is.

Will you resist the unease of the information age? Or will you milk it for all it's got?

Mature Content Description

The developers describe the content like this:

Bad Credit includes coarse language.

There are no direct depictions of sex or explicit drug use in Bad Credit, though themes of sex work, sexual abuse, and drug abuse are implied through dialogue.