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PLAYINDEX END USER LICENSE AGREEMENT (EULA)

Last updated: August 18, 2026

This End User License Agreement (the "Agreement") is a legal agreement between you ("you" or "User") and Breaker Game Studios ("Breaker Game Studios", "we", "us", or "our"), governing your access to and use of the PlayIndex video game and any related software, updates, and online services (collectively, the "Game").
By downloading, installing, accessing, or using the Game, you acknowledge that you have read, understood, and agree to be bound by this Agreement. IF YOU DO NOT AGREE, DO NOT DOWNLOAD, INSTALL, OR USE THE GAME. If you are using the Game on behalf of a minor, you accept this Agreement on their behalf.
The Game is distributed through Valve Corporation's Steam platform. Your purchase and use of the Game are also subject to the Steam Subscriber Agreement and Valve's other applicable terms and policies. If there is a direct conflict between this Agreement and the Steam Subscriber Agreement regarding the Steam platform itself, the Steam Subscriber Agreement controls as to the platform.

LICENSE GRANT
Subject to your continued compliance with this Agreement, we grant you a personal, limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download and use one copy of the Game for your personal, private, non-commercial entertainment purposes. All rights not expressly granted are reserved by us and our licensors.

RESTRICTIONS
You agree that you will not, and will not permit anyone else to:
(a) copy, modify, translate, or create derivative works of the Game, except as permitted by applicable law that cannot be excluded by agreement;
(b) reverse engineer, decompile, disassemble, or attempt to derive the source code of the Game, except to the limited extent applicable law expressly permits despite this limitation;
(c) rent, lease, lend, sell, sublicense, distribute, or commercially exploit the Game;
(d) remove, alter, or obscure any proprietary notices, including copyright and trademark notices;
(e) use the Game, its content, or any data presented within it for any commercial, financial, trading, investment, advertising, benchmarking, or data-mining purpose;
(f) extract, harvest, scrape, or systematically retrieve data from the Game or its backend services, or access the backend services other than through the Game as intended;
(g) use cheats, automation software, bots, or exploits, or otherwise interfere with the Game, its servers, or other users; or
(h) use the Game in violation of any applicable law or the Steam Subscriber Agreement.

OWNERSHIP
The Game - including all software, code, artwork, audio, text, the simulated market and all data generated or presented within it (other than third-party data, which is addressed in Section 6), and all intellectual property rights in it - is owned by Breaker Game Studios and its licensors and is protected by copyright, trademark, and other laws. This Agreement grants you a license only; it does not transfer any ownership to you.
Third-party game titles, company names, trademarks, logos, and related information referenced within the Game are the property of their respective owners and are used for identification and informational purposes only. Their appearance does not imply any affiliation with, sponsorship by, or endorsement by those owners.

VIRTUAL ITEMS, CREDITS, AND THE SIMULATED MARKET - NO REAL-WORLD VALUE
THE GAME IS A FICTIONAL SIMULATION PROVIDED FOR ENTERTAINMENT PURPOSES ONLY. You acknowledge and agree that:
All in-game "credits", "shares", "prices", "portfolios", "gains", "losses", and similar elements are virtual, in-game mechanics with NO MONETARY OR REAL-WORLD VALUE WHATSOEVER.
These elements DO NOT REPRESENT, AND SHALL NOT BE CONSTRUED AS, securities, investments, investment contracts, investment advice, ownership or equity interests, commodities, derivatives, financial instruments, financial products, currency, or any real-world asset, right, or financial service.
You CANNOT purchase virtual credits or shares for real money, and you CANNOT sell, cash out, redeem, withdraw, transfer, or exchange any virtual credits or shares for real money, cryptocurrency, goods, services, or anything of value, whether inside or outside the Game. Virtual credits and shares are non-transferable and cannot be given, traded, or moved between accounts. Cosmetic Steam Inventory Items are different and are addressed separately in Section 4A: they may be tradable and resellable between players on Valve's platform. Virtual credits and shares never are, and there is no exchange path between the two.
Nothing in the Game is an offer, solicitation, or recommendation to buy, sell, or hold any real-world security or asset, and nothing in the Game constitutes financial, investment, legal, accounting, or tax advice.
Simulated prices and statistics are derived from publicly available data (such as concurrent player counts) and are presented for entertainment only. They are not, and are not intended to be, accurate, complete, current, or reliable indicators of anything, and may be delayed, estimated, cached, approximated, or incorrect.
We may add, modify, reset, suspend, devalue, or remove any virtual items, balances, the simulated market, or the online services at any time, with or without notice, and without any liability or obligation to provide compensation or a refund.

4A. COSMETIC STEAM INVENTORY ITEMS
Some purely cosmetic content (for example City building facades) is granted to your Steam account as items in Valve's Steam Inventory Service ("Inventory Items"). In addition to Section 4:
Inventory Items are COSMETIC ONLY. They change how something looks in the Game. They do not affect the simulated market, prices, your standing, your progression, or any outcome in the Game, and they confer no advantage of any kind.
Inventory Items CANNOT BE PURCHASED. They are granted for playing the Game, which you have already bought, or issued by us. NO PAYMENT OR OTHER CONSIDERATION OF ANY KIND IS REQUIRED, OFFERED, OR ACCEPTED IN EXCHANGE FOR THE CHANCE TO RECEIVE ONE. We do not sell Inventory Items, loot boxes, keys, crates, or any other paid randomized reward.
Where we have enabled it for a particular item, Inventory Items may be traded to other players using Steam Trading and may be bought and sold by players on the Steam Community Market. Those are transactions between players on Valve's platform, governed by the Steam Subscriber Agreement and Valve's terms, not by us. Not all Inventory Items are tradable or marketable, and we may enable or disable either for any item at any time. We do not operate a store for Inventory Items and do not sell them to you directly.
WE PROVIDE NO MEANS TO CONVERT AN INVENTORY ITEM INTO IN-GAME CREDITS OR SHARES, OR TO CONVERT IN-GAME CREDITS OR SHARES INTO AN INVENTORY ITEM, IN EITHER DIRECTION. Whatever an Inventory Item may be worth to another player on Valve's platform, it buys nothing inside the simulated market and the simulated market buys none of it.
NO INVENTORY ITEM IS AWARDED FOR PERFORMANCE IN THE SIMULATED MARKET. Items are granted for time spent playing, never for profit, ranking, leaderboard position, or season placement. We do this deliberately so that success at the simulation cannot be turned into anything of real-world value.
Displaying an Inventory Item in the Game depends on your continuing to hold it in your Steam Inventory. If you trade an item away, the Game will stop displaying it, normally within 24 hours.
We may add, modify, suspend, or remove Inventory Items at any time as described in Section 4, without any obligation to provide compensation or a refund.

NO GAMBLING
The Game does not offer real-money wagering or betting. NO PAYMENT OR OTHER REAL-WORLD CONSIDERATION IS REQUIRED OR ACCEPTED IN EXCHANGE FOR THE CHANCE TO RECEIVE ANY IN-GAME ITEM: items are granted for time spent playing the Game, which you have already bought, and we sell no loot boxes, keys, crates, or other paid randomized rewards, and no means of obtaining one. Virtual credits and shares cannot be bought, sold, or cashed out at all. Players may resell cosmetic Inventory Items to one another on the Steam Community Market where we have enabled it; that is a transaction between players on Valve's platform and does not make any part of the Game a wager, because nothing was staked and no payment was ever required or accepted for the chance to receive the item. Because no real-world consideration is exchanged for a chance to win anything, the Game is not intended to constitute gambling. You are responsible for ensuring that your use of the Game complies with the laws of your jurisdiction.

THIRD-PARTY DATA; STEAM AND VALVE
The Game uses certain data obtained from Steam and Valve Corporation ("Valve"), including game information and player-count statistics. SUCH DATA IS PROVIDED TO YOU ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, and may be inaccurate, delayed, or unavailable.
PlayIndex and Breaker Game Studios are NOT affiliated with, endorsed by, sponsored by, or approved by Valve or Steam, or by any game developer or publisher whose titles or data are referenced in the Game. "Steam" and the Steam logo are trademarks and/or registered trademarks of Valve in the U.S. and/or other countries.
Your access to and use of Steam is governed by the Steam Subscriber Agreement and Valve's Privacy Policy.

DISCLAIMER OF WARRANTIES
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE GAME AND ALL DATA AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. Breaker Game Studios, its licensors, and Valve disclaim all warranties, conditions, and representations, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title, accuracy, and non-infringement, and any warranty that the Game will be uninterrupted, secure, error-free, or that data will be accurate or available. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above may not apply to you.

LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL BREAKER GAME STUDIOS, ITS LICENSORS, OR VALVE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, GOODWILL, OR ANY IN-GAME CREDITS, SHARES, OR ITEMS (INCLUDING COSMETIC INVENTORY ITEMS), ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE GAME, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
To the maximum extent permitted by applicable law, the total aggregate liability of Breaker Game Studios arising out of or relating to this Agreement or the Game will not exceed the greater of (a) the amount you actually paid for the Game, or (b) USD $5.00. Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you.

PRIVACY
Your use of the Game is subject to our Privacy Policy, available at https://playindex.ca/privacy, which describes the data we collect (including Steam account identifiers and gameplay data), how we use and store it, and the countries in which it is stored. By using the Game you consent to that processing.

UPDATES AND CHANGES
We may update, patch, or modify the Game, and may change this Agreement from time to time. If we make material changes, we will provide reasonable notice (for example, in the Game or on our store page). Your continued use of the Game after the changes take effect constitutes acceptance of the revised Agreement.

TERM AND TERMINATION
This Agreement is effective until terminated. It terminates automatically if you breach it. We may suspend or terminate your access to the online services at any time if you violate this Agreement or the Steam Subscriber Agreement. Sections 3 through 9 (including Section 4A) and Sections 12 through 13 survive termination.

GOVERNING LAW AND DISPUTES
This Agreement is governed by the laws of the Province of Ontario and the federal laws of Canada applicable in it, without regard to conflict-of-laws rules. You agree that the courts located in Toronto, Ontario, Canada will have exclusive jurisdiction over any dispute arising out of or relating to this Agreement or the Game, and you consent to the personal jurisdiction of those courts. Nothing in this Section limits any mandatory consumer-protection rights you have under the law of your country or province of residence.

GENERAL
Entire Agreement. This Agreement, together with the Privacy Policy, is the entire agreement between you and us regarding the Game and supersedes any prior agreements on that subject.
Severability. If any provision is held unenforceable, the remaining provisions remain in effect.
No Waiver. Our failure to enforce any provision is not a waiver of it.
Assignment. You may not assign this Agreement; we may assign it in connection with a merger, acquisition, or sale of assets.
Third-Party Beneficiaries. Except as expressly stated (Valve and our licensors with respect to Sections 7 and 8), there are no third-party beneficiaries.
Language. This Agreement is written in English. Translations are provided for convenience only; if there is any conflict or difference in meaning, the English version controls.

Contact. Questions about this Agreement: support@playindex.ca.

Copyright 2026 Breaker Game Studios. All rights reserved.