With a cult following the world round, You Need A Budget (YNAB), helps you take total control of your money. The results are life-changing and include breaking the paycheck-to-paycheck cycle, paying down debt, and saving more money faster – not to mention a good night’s sleep.
Gebruikersrecensies:
Recent:
Verdeeld (22 recensies) - 45% van de 22 gebruikersrecensies in de laatste 30 dagen zijn positief.
Totaal:
Erg positief (1,248 recensies) - 92% van de 1,248 gebruikersrecensies voor deze software is positief.
Releasedatum: 19 dec 2012

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You Need A Budget 4 kopen

 

Recensies

Most Popular Personal Finance Software: YNAB
Lifehacker

Kind of like EVE Online except there's no subscription fees and it's with real money.
Quantum (Steam user)

This is a game that could take months or years to play, but it is one of the most rewarding gaming experiences I have ever had.
gabbo1928 (Steam user)

Free Live Classes (No purchase required)

Learn how to use the YNAB method to turn your finances around. With free classes running every day, YNAB's education team will help you take total control of your money, making it work for you, instead of against you.

Click here to reserve a spot.

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Over deze software

"The World’s Best Budgeting Program" – The Internet


With a cult following the world round, You Need A Budget (YNAB), helps you take total control of your money. The results are life-changing and include breaking the paycheck-to-paycheck cycle, paying down debt, and saving more money faster – not to mention a good night’s sleep.

You’ve Never Budgeted Like This Before

The You Need A Budget software is clean and beautiful. Where other software packages suffer from years of feature creep, YNAB offers you exactly what you need: a simple, straightforward system to manage your money. But what makes it so powerful are YNAB’s Four Rules:


  • Rule 1: Give Every Dollar A Job
  • Rule 2: Save for a Rainy Day
  • Rule 3: Roll with the Punches
  • Rule 4: Learn to Live on Last Month’s Income

Show Your Money Who’s Boss

YNAB has a high-touch customer support team, a library of video tutorials, and offers free, live daily classes. With YNAB there is no reason why you can’t get rid of your debt, save for the future and finally insert that thing you've been wanting to do but you've been just too lazy to save for. No more excuses.

Systeemeisen

Windows
Mac OS X
    Minimum:Windows XP
    • Processor:2.33GHz or faster x86-compatible processor, or Intel Atom™ 1.6GHz or faster processor for netbook class devices
    • Memory:512 MB RAM
    • Hard Drive:100 MB HD space
    Recommended:
    • Memory:1 GB RAM
    • Other Requirements:Broadband Internet connection
    • Additional:Minimum OS version is: Windows XP
    Minimum:Mac OS X v10.6
    • Processor:Intel® Core™ Duo 1.83GHz or faster processor
    • Memory:512 MB RAM
    • Hard Drive:100 MB HD space
    Recommended:
    • Memory:1 GB RAM
    • Other Requirements:Broadband Internet connection
    • Additional:Minimum OS version is: Mac OS X v10.6
Klantenrecensies
Klantrecensiesysteem bijgewerkt! Meer informatie
Recent:
Verdeeld (22 recensies)
Totaal:
Erg positief (1,248 recensies)
Recentelijk geplaatst
CZ_Strider
( 29.0 uur in totaal )
Geplaatst: 30 juni
YOU DON'T HAVE TO PAY SUBSCRIPTION TO USE THIS SOFTWARE!

Yes, the devs are moving to a subsciption model, but with the new version of YNAB only. You can use YNAB 4 infinitely after a 1 time payment.

Directly from the dev's website: We’ll officially support YNAB 4 until December 31, 2016—fixing mission-critical bugs, making sure the apps work great and answering all your support questions. After 2016, we will no longer push updates to YNAB4, but we will still happily support our YNAB 4 users.
Behulpzaam? Ja Nee Grappig
UPwright
( 174.4 uur in totaal )
Geplaatst: 27 juni
Love it use it all the time
Behulpzaam? Ja Nee Grappig
Fightingsaint14
( 158.6 uur in totaal )
Geplaatst: 26 juni
I used to use this software last year, It was totally worth it when I was going through college and help me see where my money was going. When they switched to the New YNAB on the internet, it made things much easier. 10/10 for both, but they will quit doing updates on the desktop version at the end of the year
Behulpzaam? Ja Nee Grappig
chicle
( 0.1 uur in totaal )
Geplaatst: 24 juni
I bought this on sale. Don't remember how much but for sure between $15-$30 It's great and does everything I need. As for the subcription based YNAB, you don't have to upgrade or buy that one if you don't want to. You can continue to use YNAB 4, the desktop client. The only downside to that is that you won't be receiving anymore updates. You will still receive technical support though. I see nothing wrong with YNAB 4 and if I didn't have it already, I would definitely buy it before it's gone since i'm not interested in paying yearly for an app. I plan to use YNAB 4 for the rest of my life, unless they come out with another one time purchase app.

"We’ll officially support YNAB 4 through 2016 (which means we’ll fix critical bugs and make sure the apps work well), and unofficially, for as long as possible. And you can always write in with questions!"
Behulpzaam? Ja Nee Grappig
websinthe
( 1,274.5 uur in totaal )
Geplaatst: 24 juni
The epitomy of easy to start, hard to master. It got my finances in order. Simple as that.
Behulpzaam? Ja Nee Grappig
Doogey
( 167.2 uur in totaal )
Geplaatst: 24 juni
This Application is Amazing. It has helped me from living from paycheck to paycheck to saving up for the next month. Most people Negging this application are mad a bout the subscription fee on the new YNAB. However the only difference that matters between the two is whether you want to have to manually import your transactions from desktop to mobile. It hasnt bothered me yet so I plan to use it for the next 4 years or until i can afford to do the subscription.

If you want to get out of the paycheck to paycheck cycle this is the app for you.
Behulpzaam? Ja Nee Grappig
Regnian
( 1,666.0 uur in totaal )
Geplaatst: 20 juni
If they were going into a subscription model then it should have been a seperate entity and not claiming to replace YNAB 4. In the way of supporting the developer's I get going into a subscription model to keep it monetarily viable to support. Yet, with so many programs and utilities going into an annual fee these days it seems completely backwards to add yet Another annual fee for a program designed to try to manage and Save money. I fear that the desktop YNAB 4 will become less then viable going forward and cannot trust it will be supported as promised when the mentioned NEW YNAB desktop app becomes available. I will continue to use it, but cannot recommend buying it now.
Behulpzaam? Ja Nee Grappig
TheDay
( 153.2 uur in totaal )
Geplaatst: 20 juni
Used to wonder where the update goes. Now I know they moved into monthly/annually subscription.
Behulpzaam? Ja Nee Grappig
Hedius
( 19.7 uur in totaal )
Geplaatst: 18 juni
Don´t buy this software... The creators decided to move away from a pc software to a web-based solution with subscription fees....

In my opinion, this is a step into the false direction..
Behulpzaam? Ja Nee Grappig
Ryan Gillam
( 363.2 uur in totaal )
Geplaatst: 17 juni
Lots of people are talking about the new model that YNAB are moving to. This is fine. However, ignore them. This software will remain and it is still packed to the brim with useful features. It seems to be getting updates too.

I do not use it to 'budget' per se, but it allows me to keep tabs on my business expenditure. I don't know what I would do without it.
Behulpzaam? Ja Nee Grappig
Meest behulpzame recensies  In de afgelopen 30 dagen
45 van de 52 mensen (87%) vonden deze recensie nuttig
Niet aanbevolen
177.5 uur in totaal
Geplaatst: 8 juni
They're moving away from this. The creators are looking to charge a subscription fee for a web-based system. Instead of purchasing desktop software once, they want to charge the cost of desktop software every year and provide a website.

No thanks. I won't be using their subscription, and I recommend you don't either.
Was deze recensie nuttig? Ja Nee Grappig
32 van de 35 mensen (91%) vonden deze recensie nuttig
Niet aanbevolen
7.7 uur in totaal
Geplaatst: 7 juni
Are you f****n serious?????
You buy a programm for 50 Euros and then they tell you a months later that you have to pay 50Euros per year?!
And you have to register again and do a new account?
What is this?!

i will never touch that s*** again!

Wow and I forgot you get 10% if u bought YNAB before.
Wow thats so gracious.
Thanks guys!

DON'T BUY THIS ! Its waste of money
Was deze recensie nuttig? Ja Nee Grappig
26 van de 27 mensen (96%) vonden deze recensie nuttig
1 persoon vond deze recensie grappig
Niet aanbevolen
112.6 uur in totaal
Geplaatst: 13 juni
Used this program for quite some time and have been perfectly happy with it.

Even when it got ditched in favour of a subscription model I was still pleased, it still did what I needed.

Now though, ever since a small update a few days ago it's removed the ability to import QIF files properly as it kicks up an invalid date area every time I upload. So now instead of uploading a downloaded file from my bank, i.e. really simple process. I can only manually type in every transaction which considering the time it takes, makes this software pretty much trash - if that was what I wanted to do I'd be using an excel sheet. One of the major benefits of the tool just gone.

Edit: Clarify the issue with QIFs.
Was deze recensie nuttig? Ja Nee Grappig
18 van de 18 mensen (100%) vonden deze recensie nuttig
Niet aanbevolen
1,666.0 uur in totaal
Geplaatst: 20 juni
If they were going into a subscription model then it should have been a seperate entity and not claiming to replace YNAB 4. In the way of supporting the developer's I get going into a subscription model to keep it monetarily viable to support. Yet, with so many programs and utilities going into an annual fee these days it seems completely backwards to add yet Another annual fee for a program designed to try to manage and Save money. I fear that the desktop YNAB 4 will become less then viable going forward and cannot trust it will be supported as promised when the mentioned NEW YNAB desktop app becomes available. I will continue to use it, but cannot recommend buying it now.
Was deze recensie nuttig? Ja Nee Grappig
13 van de 14 mensen (93%) vonden deze recensie nuttig
Niet aanbevolen
26.4 uur in totaal
Geplaatst: 12 juni
Not a single upgrade for BUYERS!
Was deze recensie nuttig? Ja Nee Grappig
13 van de 14 mensen (93%) vonden deze recensie nuttig
Niet aanbevolen
19.7 uur in totaal
Geplaatst: 18 juni
Don´t buy this software... The creators decided to move away from a pc software to a web-based solution with subscription fees....

In my opinion, this is a step into the false direction..
Was deze recensie nuttig? Ja Nee Grappig
15 van de 18 mensen (83%) vonden deze recensie nuttig
1 persoon vond deze recensie grappig
Niet aanbevolen
67.2 uur in totaal
Geplaatst: 7 juni
You're paying the same cost yearly , instead of buying it. Just not worth it and not going to support money grab.
Was deze recensie nuttig? Ja Nee Grappig
13 van de 15 mensen (87%) vonden deze recensie nuttig
Niet aanbevolen
2.0 uur in totaal
Geplaatst: 7 juni
Subscription? Really?

No thanks ya.
Was deze recensie nuttig? Ja Nee Grappig
10 van de 12 mensen (83%) vonden deze recensie nuttig
Niet aanbevolen
214.5 uur in totaal
Geplaatst: 12 juni
Great app, but not a fan of the new subscription based model.
Was deze recensie nuttig? Ja Nee Grappig
6 van de 8 mensen (75%) vonden deze recensie nuttig
Aanbevolen
244.5 uur in totaal
Geplaatst: 1 juni
This program changed my life.

[+] Easy to use. Incentivizes money management. Helped me eliminate all debt, manage several accounts and save tons of money.

[-] Won\'t be supported for much longer. There\'s now a subscription-based version of the program which I am not too keen on using.
Was deze recensie nuttig? Ja Nee Grappig