With a cult following the world round, You Need A Budget (YNAB), helps you take total control of your money. The results are life-changing and include breaking the paycheck-to-paycheck cycle, paying down debt, and saving more money faster – not to mention a good night’s sleep.
Uživatelské recenze:
Nedávné:
Spíše záporné (21 recenzí) - 38% z 21 uživatelských recenzí z posledních 30 dní je kladných.
Souhrn:
Velmi kladné (1,245 recenzí) - 92% z 1,245 uživatelů ohodnotilo tento software kladně.
Datum vydání: 19. pro. 2012

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Zakoupit You Need A Budget 4

 

Recenze

Most Popular Personal Finance Software: YNAB
Lifehacker

Kind of like EVE Online except there's no subscription fees and it's with real money.
Quantum (Steam user)

This is a game that could take months or years to play, but it is one of the most rewarding gaming experiences I have ever had.
gabbo1928 (Steam user)

Free Live Classes (No purchase required)

Learn how to use the YNAB method to turn your finances around. With free classes running every day, YNAB's education team will help you take total control of your money, making it work for you, instead of against you.

Click here to reserve a spot.

Steam Greenlight

Informace o softwaru

"The World’s Best Budgeting Program" – The Internet


With a cult following the world round, You Need A Budget (YNAB), helps you take total control of your money. The results are life-changing and include breaking the paycheck-to-paycheck cycle, paying down debt, and saving more money faster – not to mention a good night’s sleep.

You’ve Never Budgeted Like This Before

The You Need A Budget software is clean and beautiful. Where other software packages suffer from years of feature creep, YNAB offers you exactly what you need: a simple, straightforward system to manage your money. But what makes it so powerful are YNAB’s Four Rules:


  • Rule 1: Give Every Dollar A Job
  • Rule 2: Save for a Rainy Day
  • Rule 3: Roll with the Punches
  • Rule 4: Learn to Live on Last Month’s Income

Show Your Money Who’s Boss

YNAB has a high-touch customer support team, a library of video tutorials, and offers free, live daily classes. With YNAB there is no reason why you can’t get rid of your debt, save for the future and finally insert that thing you've been wanting to do but you've been just too lazy to save for. No more excuses.

Systémové požadavky

Windows
Mac OS X
    Minimum:Windows XP
    • Processor:2.33GHz or faster x86-compatible processor, or Intel Atom™ 1.6GHz or faster processor for netbook class devices
    • Memory:512 MB RAM
    • Hard Drive:100 MB HD space
    Recommended:
    • Memory:1 GB RAM
    • Other Requirements:Broadband Internet connection
    • Additional:Minimum OS version is: Windows XP
    Minimum:Mac OS X v10.6
    • Processor:Intel® Core™ Duo 1.83GHz or faster processor
    • Memory:512 MB RAM
    • Hard Drive:100 MB HD space
    Recommended:
    • Memory:1 GB RAM
    • Other Requirements:Broadband Internet connection
    • Additional:Minimum OS version is: Mac OS X v10.6
Uživatelské recenze
Uživatelské recenze jsou nyní ještě lepší! Více informací
Nedávné:
Spíše záporné (21 recenzí)
Souhrn:
Velmi kladné (1,245 recenzí)
Nedávno odeslané
chicle
( 0.1 hodin celkem )
Přidáno: 24. června
I bought this on sale. Don't remember how much but for sure between $15-$30 It's great and does everything I need. As for the subcription based YNAB, you don't have to upgrade or buy that one if you don't want to. You can continue to use YNAB 4, the desktop client. The only downside to that is that you won't be receiving anymore updates. You will still receive technical support though. I see nothing wrong with YNAB 4 and if I didn't have it already, I would definitely buy it before it's gone since i'm not interested in paying yearly for an app. I plan to use YNAB 4 for the rest of my life, unless they come out with another one time purchase app.

"We’ll officially support YNAB 4 through 2016 (which means we’ll fix critical bugs and make sure the apps work well), and unofficially, for as long as possible. And you can always write in with questions!"
Užitečná? Ano Ne Vtipná
websinthe
( 1,274.5 hodin celkem )
Přidáno: 24. června
The epitomy of easy to start, hard to master. It got my finances in order. Simple as that.
Užitečná? Ano Ne Vtipná
Doogey
( 140.2 hodin celkem )
Přidáno: 24. června
This Application is Amazing. It has helped me from living from paycheck to paycheck to saving up for the next month. Most people Negging this application are mad a bout the subscription fee on the new YNAB. However the only difference that matters between the two is whether you want to have to manually import your transactions from desktop to mobile. It hasnt bothered me yet so I plan to use it for the next 4 years or until i can afford to do the subscription.

If you want to get out of the paycheck to paycheck cycle this is the app for you.
Užitečná? Ano Ne Vtipná
Regnian
( 1,666.0 hodin celkem )
Přidáno: 20. června
If they were going into a subscription model then it should have been a seperate entity and not claiming to replace YNAB 4. In the way of supporting the developer's I get going into a subscription model to keep it monetarily viable to support. Yet, with so many programs and utilities going into an annual fee these days it seems completely backwards to add yet Another annual fee for a program designed to try to manage and Save money. I fear that the desktop YNAB 4 will become less then viable going forward and cannot trust it will be supported as promised when the mentioned NEW YNAB desktop app becomes available. I will continue to use it, but cannot recommend buying it now.
Užitečná? Ano Ne Vtipná
TheDay
( 153.0 hodin celkem )
Přidáno: 20. června
Used to wonder where the update goes. Now I know they moved into monthly/annually subscription.
Užitečná? Ano Ne Vtipná
Hedius
( 19.7 hodin celkem )
Přidáno: 18. června
Don´t buy this software... The creators decided to move away from a pc software to a web-based solution with subscription fees....

In my opinion, this is a step into the false direction..
Užitečná? Ano Ne Vtipná
Ryan Gillam
( 359.3 hodin celkem )
Přidáno: 17. června
Lots of people are talking about the new model that YNAB are moving to. This is fine. However, ignore them. This software will remain and it is still packed to the brim with useful features. It seems to be getting updates too.

I do not use it to 'budget' per se, but it allows me to keep tabs on my business expenditure. I don't know what I would do without it.
Užitečná? Ano Ne Vtipná
Mithril
( 7.0 hodin celkem )
Přidáno: 15. června
The old software version is great, but the new online subscription.. not so much. It is not that the online is bad per se. It is because a budget is a private matter, not something you want to entrust to a company that could theoretically be hacked at any time. From a business perspective it is downright hazardous.. dangerous even. And to think what would happen if that data were to be corrupt due to a hacker is unthinkable. I'm talking bankruptcy.. or worse.

By moving away from the offline client offering.. they send a clear and resounding message, that they don't care about companies. They want to focus only on the average joes home economy (note: I don't care how safe they claim their online offering is. I have to assume is possible to hack.. one way or another) Which is fine by itself, because if they don't made enough money from that other group? Fine! But even though you for the most part would be safer from damage in that sense, it still means there is a danger. Especially if you are a home business.

I cannot in good conscience recommend the new online subscription offering. I can however recommend the old offline client. Even though it will recieve no further updates. And this recommendation is for this windows old client version only.
Užitečná? Ano Ne Vtipná
Air Walker
( 110.8 hodin celkem )
Přidáno: 13. června
Used this program for quite some time and have been perfectly happy with it.

Even when it got ditched in favour of a subscription model I was still pleased, it still did what I needed.

Now though, ever since a small update a few days ago it's removed the ability to import QIF files properly as it kicks up an invalid date area every time I upload. So now instead of uploading a downloaded file from my bank, i.e. really simple process. I can only manually type in every transaction which considering the time it takes, makes this software pretty much trash - if that was what I wanted to do I'd be using an excel sheet. One of the major benefits of the tool just gone.

Edit: Clarify the issue with QIFs.
Užitečná? Ano Ne Vtipná
camellote007
( 26.4 hodin celkem )
Přidáno: 12. června
Not a single upgrade for BUYERS!
Užitečná? Ano Ne Vtipná
Nejužitečnější recenze  Za posledních 30 dní
27 z 32 osob (84%) ohodnotilo tuto recenzi jako užitečnou
Nedoporučuji
177.5 hodin celkem
Přidáno: 8. června
They're moving away from this. The creators are looking to charge a subscription fee for a web-based system. Instead of purchasing desktop software once, they want to charge the cost of desktop software every year and provide a website.

No thanks. I won't be using their subscription, and I recommend you don't either.
Byla tato recenze užitečná? Ano Ne Vtipná
18 z 21 osob (86%) ohodnotilo tuto recenzi jako užitečnou
Nedoporučuji
7.7 hodin celkem
Přidáno: 7. června
Are you f****n serious?????
You buy a programm for 50 Euros and then they tell you a months later that you have to pay 50Euros per year?!
And you have to register again and do a new account?
What is this?!

i will never touch that s*** again!

Wow and I forgot you get 10% if u bought YNAB before.
Wow thats so gracious.
Thanks guys!

DON'T BUY THIS ! Its waste of money
Byla tato recenze užitečná? Ano Ne Vtipná
15 z 16 osob (94%) ohodnotilo tuto recenzi jako užitečnou
1 osoba ohodnotila tuto recenzi jako vtipnou
Nedoporučuji
110.8 hodin celkem
Přidáno: 13. června
Used this program for quite some time and have been perfectly happy with it.

Even when it got ditched in favour of a subscription model I was still pleased, it still did what I needed.

Now though, ever since a small update a few days ago it's removed the ability to import QIF files properly as it kicks up an invalid date area every time I upload. So now instead of uploading a downloaded file from my bank, i.e. really simple process. I can only manually type in every transaction which considering the time it takes, makes this software pretty much trash - if that was what I wanted to do I'd be using an excel sheet. One of the major benefits of the tool just gone.

Edit: Clarify the issue with QIFs.
Byla tato recenze užitečná? Ano Ne Vtipná
8 z 9 osob (89%) ohodnotilo tuto recenzi jako užitečnou
Nedoporučuji
26.4 hodin celkem
Přidáno: 12. června
Not a single upgrade for BUYERS!
Byla tato recenze užitečná? Ano Ne Vtipná
6 z 6 osob (100%) ohodnotilo tuto recenzi jako užitečnou
Nedoporučuji
1,666.0 hodin celkem
Přidáno: 20. června
If they were going into a subscription model then it should have been a seperate entity and not claiming to replace YNAB 4. In the way of supporting the developer's I get going into a subscription model to keep it monetarily viable to support. Yet, with so many programs and utilities going into an annual fee these days it seems completely backwards to add yet Another annual fee for a program designed to try to manage and Save money. I fear that the desktop YNAB 4 will become less then viable going forward and cannot trust it will be supported as promised when the mentioned NEW YNAB desktop app becomes available. I will continue to use it, but cannot recommend buying it now.
Byla tato recenze užitečná? Ano Ne Vtipná
6 z 7 osob (86%) ohodnotilo tuto recenzi jako užitečnou
Doporučuji
244.5 hodin celkem
Přidáno: 1. června
This program changed my life.

[+] Easy to use. Incentivizes money management. Helped me eliminate all debt, manage several accounts and save tons of money.

[-] Won\'t be supported for much longer. There\'s now a subscription-based version of the program which I am not too keen on using.
Byla tato recenze užitečná? Ano Ne Vtipná
7 z 9 osob (78%) ohodnotilo tuto recenzi jako užitečnou
Nedoporučuji
2.0 hodin celkem
Přidáno: 7. června
Subscription? Really?

No thanks ya.
Byla tato recenze užitečná? Ano Ne Vtipná
7 z 9 osob (78%) ohodnotilo tuto recenzi jako užitečnou
Nedoporučuji
214.3 hodin celkem
Přidáno: 12. června
Great app, but not a fan of the new subscription based model.
Byla tato recenze užitečná? Ano Ne Vtipná
8 z 11 osob (73%) ohodnotilo tuto recenzi jako užitečnou
1 osoba ohodnotila tuto recenzi jako vtipnou
Nedoporučuji
67.2 hodin celkem
Přidáno: 7. června
You're paying the same cost yearly , instead of buying it. Just not worth it and not going to support money grab.
Byla tato recenze užitečná? Ano Ne Vtipná
5 z 6 osob (83%) ohodnotilo tuto recenzi jako užitečnou
Nedoporučuji
19.7 hodin celkem
Přidáno: 18. června
Don´t buy this software... The creators decided to move away from a pc software to a web-based solution with subscription fees....

In my opinion, this is a step into the false direction..
Byla tato recenze užitečná? Ano Ne Vtipná