The World's Best Budgeting Program. Praised across the Internet as hands-down the "best budgeting software", You Need A Budget (YNAB) cuts to the chase with your finances. The software focuses you on the foundation of your finances: the Budget.
Análises de usuários: Muito positiva (706 análises)
Data de lançamento: 19/dez/2012
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Atualizações recentes Ver todos (6)

16 de setembro

New YNAB Version [4.3.651 (Mac) & 4.3.652 (Win)]

This latest version of YNAB now handles DropBox for Business accounts correctly, as well as users with symlinks to redirect the DropBox folder location, includes tweaks to the Turkish Lira and Belarusian Ruble currencies, and fixes a few other issues.

Release Notes

Better
- Belarusian Ruble now uses 'BYR' as the currency code.
- Turkish Lira now uses ' TL' as the currency symbol.
- YNAB now handles multiple DropBox root directories correctly (can happen when using DropBox for Businesses).
- Exporting the Net Worth Report now includes the account balances at the end of each month.

Fixed
- On-budget transfer inflows in split transactions that also contain an uncategorized subtransaction are now correctly excluded from the uncategorized row on the budget screen.
- Having symlinks under the Dropbox folder no longer causes a crash.
- Fixed a rare crash on the Spending Trends report that could be caused by rapidly switching reports.
- Renaming a master category while only changing capitalization now works as expected.
- Using the keyboard to move focus from the top cell in a month now always cycles around to the bottom.
- Fixed a rare crash that could occur when getting the 'Income for [month]' category text.
- Scrolling on the Spending Trends summary panel now works correctly for a large number of months.
- Fixed a rare bug that could occur when auto-saving.
- Using the cleared balance when reconciling a credit account with a positive balance now works as expected.

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29 de abril

New YNAB Version [4.3.509 (Mac) & 4.3.510 (Win)]

This update adds a 'Use this amount' link to the reconciliation dialog, along with showing the cleared balance in YNAB as of the selected date. We've also added a few new currencies, and fixed several minor bugs.

Release Notes

New
- Added Bangladeshi Taka currency option.
- Added Ugandan Shilling currency option.

Better
- The trial notification screen is now only shown for college students once they reach 34 days remaining of their license.
- Clicking the 'Cleared' button after editing a transaction no longer begins editing again.
- Added ability to reconcile with the cleared amount YNAB knows about.
- Reconciliation current cleared balance now updates to be the cleared balance as of the selected date.

Fixed
- Fixed an internal issue that could have caused other YNAB apps to get their changes overwritten in rare circumstances.
- Rounding on quick budget averages now happens earlier, preventing phantom budgeted amounts some users were seeing.
- Fixed a rare crash that could occur when switching date formats or swapping imports and memos when importing.
- Fixed a rare crash that could occur when hitting ctrl while entering a date into the scheduler.
- Changing the selected flag while making other edits no longer prevents selecting different transactions.
- When jumping to the register view from budgets, the date filter is now applied correctly.

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Análises

Most Popular Personal Finance Software: YNAB
Lifehacker

Best Windows Personal Finance Software: You Need A Budget
http://financialsoft.about.com/od/reviewsfinancesoftware/ss/Best-Personal-Finance-Software-Best-Tax-Software_2.htm

YNAB exceeds my expectations in many ways
10/10 – Mac.AppStorm

Steam Greenlight

Sobre este software

The World's Best Budgeting Program.

Praised across the Internet as hands-down the "best budgeting software", You Need A Budget (YNAB) cuts to the chase with your finances. The software focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid on time, retirement contributions are made, and unnecessary debt is eliminated).

The Most Effective Budgeting Method


The software is built around Four Rules of Cash Flow. These Four Rules will help you break the paycheck to paycheck cycle, get out of debt, and save more money. Where other software packages tend to be the products of years of feature creep, YNAB offers you exactly what you need: a simple, straightforward system to manage your money.

  • Rule 1: Give every dollar a job.
  • Rule 2: Save for a rainy day.
  • Rule 3: Roll with the punches.
  • Rule 4: Learn to live on last month's income.


    Remember to take advantage of YNAB's fantastic support resources: video tutorials, and free live budgeting classes for any and all interested! These are available at our website or via the Help menu in the software.

    Key Features

  • Walkthrough Tutorial:
      We teach you how to use the basics of YNAB, using the YNAB interface itself. You'll be up and running in no time.
  • Incredible Support:
      We're dedicated to helping you succeed. Free live classes, screencasts, a dedicated forum and more are there to help you.
  • Cloud Sync:
      Using Dropbox, you can sync your budget between multiple computers, and your mobile devices (Android/iOS) in real time, so you are always up to date, wherever you go.
  • Autosave:
      YNAB saves your budget automatically at regular intervals and also when you quit. No need to worry about losing your work.
  • Scheduled Transactions:
      Have bills or paychecks on regular intervals? Create a scheduled transaction and new transactions will be made for you automatically.
  • Reconciliation Wizard:
      Our reconciliation wizard lets you reconcile all of your accounts with ease to make sure that YNAB and your account balances match.
  • Powerful Search:
      Search for dates, amounts, payees, categories and more. You can combine searches to get just the results you want.
  • Notes Everywhere:
      Save notes for months, categories or budget amounts in a category. Whatever you need to remember, we've got you covered.
  • Global Currencies:
      YNAB supports Dollars, Euros, Pounds, Rupees, Reals, Rands and just about every other currency in the world.
  • Easy Split Transactions:
      When it comes to ease of entry, our inline split-transaction entry is second to none. Set the total receipt amount and let 'er rip.
  • Spending Quick-View:
      Click on any 'outflow' amount in your budget and get a list of all the transactions that made up that number and edit them if need be.
  • Readable Reports:
      Our all-new engine lets you slice and dice your financial history in a variety of ways with reports that are readable by actual humans.

Requisitos de sistema

PC
Mac
    Minimum:Windows XP
    • Processor:2.33GHz or faster x86-compatible processor, or Intel Atom™ 1.6GHz or faster processor for netbook class devices
    • Memory:512 MB RAM
    • Hard Drive:100 MB HD space
    Recommended:
    • Memory:1 GB RAM
    • Other Requirements:Broadband Internet connection
    • Additional:Minimum OS version is: Windows XP
    Minimum:Mac OS X v10.6
    • Processor:Intel® Core™ Duo 1.83GHz or faster processor
    • Memory:512 MB RAM
    • Hard Drive:100 MB HD space
    Recommended:
    • Memory:1 GB RAM
    • Other Requirements:Broadband Internet connection
    • Additional:Minimum OS version is: Mac OS X v10.6
Análises úteis de usuários
1 de 1 pessoas (100%) acharam esta análise útil
56.5 hrs registradas
Indispensável Inglês para aprender a usar maximamente o programa (pelos tutoriais e cursos). É Importante dizer que o programa requer um tempo de atenção para que possa entender qual a ideia do gerenciamento financeiro estabelecido por ele, com o YNAB eu consegui organizar meu Orçamento, que estava bagunçado a pelo menos 10 anos, ja havia tentado diverosos programas , planilhas feitas por mim ou baixadas , mas a ideia de gerenciamento que aprendi com os videos e o treinamento que acompanha o programa é que vale cada centavo investido, financeiramente sem duvida o software de maior impacto que ja adquiri ! RECOMENDO !!! Tambem recomendo muita atenção no sistema e, para quem nao consegue gerenciar cartao de credito com compra parcelada (pois vai contra a ideia do sistema e é uma necessidade e vício Brasileiro) simplesmente se voce parcelou coloque no sistema como compra ja efetuada, com vencimento em cada data do vencimento do cartao (recorrente) assim se comprou em 12 x cadastre a compra com o valor da parcela na categoria do que comprou (conforme melhor se organizar) e, coloque como recorrente mais 11x uma para cada mes seguinte em que esta parecela sera cobrada, lembre-se cartao de credito nao é uma categoria e, sim uma "carteira". No Mais, Organize sua vida ;) Voce Precisa de Um Orçamento YNAB
Publicada: 22 de setembro
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91 de 119 pessoas (76%) acharam esta análise útil
0.7 hrs registradas
Kind of a bare bones indie resource management game, like EVE Online without spaceships, or if The Sims didn't care about the toilet so much. YNAB presents players with unique resource management challenges and a simple goal: Have more resources than everybody else. While there is no head-to-head competitive support in YNAB, the best competitive players are often showered with adoration much like the top players of competitive Starcraft in Korea. Not bad for an indie title.

But while YNAB captures the imagination with its easy-to-learn-hard-to-master concept and mechanics, it has some major flaws that can’t be ignored. In the interest of fairness, I think it’s important to list them all:

1) This game is the most egregious example of pay-to-win mechanics I have ever seen. *Significant* portions of the game are gated off for those who cannot pay. Not just DLC like new outfits for your character. We’re talking absolutely crucial content like the Education campaign or the Pay Your Rent So You Don’t Die Freezing In the Streets minigame.

2) Community members make significant content contributions – in fact they make the vast majority of all goods and services available in the game — but the monetization model for the YNAB game world fails to compensate them adequately, siphoning off most profits to support the owners of the means of production. A more equitable distribution of funds to community contributors like Valve’s Workshop system would be preferable.

3) While I found the protagonist to be generally likeable and intelligent, I found he often made inexplicably bad decisions like the infamous “Spend Your Whole Paycheck on the Steam Sale” scene. This kind of irrational self-abnegating behavior made me feel like I had no meaningful say in the story. And come on. It’s 2014. Do we really need another boring white guy headlining a title?

Overall, YNAB is a compelling indie title that makes a great deal out of very little, but the p2w mechanics and lack of next-gen graphics are a big drawback. Set aside a little money each month and pick it up during a sale.
Publicada: 26 de junho
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27 de 27 pessoas (100%) acharam esta análise útil
533.3 hrs registradas
Ok, so let me tell... in the spirit this is one more expense management software, just like Mint, just like Money. But I say that in the sense of needing to have the discipline to go through your expenses in a weekly basis at list. If you don't have the discipline for it, don't buy it! You'll end up using for about one or two months and letting it go.
After telling that, let me tell you what got my attention in YNAB. This is different from any expense management system because it is pro-active instead of reactive. In other systems, you'll enter you salary and then you'll be consuming it as you expend it during the month, until you receive a new salary. YNAB (You Need a Budget) presents a new concept in management called budgeting. Their philosophy is that once you have an income, you must allocate all of it, every penny, in the categories that you are planning to invest in that month. Even if the allocation of your money is in something like "saving for unplanned expense". Than you respect your allocation (budgeting) during the month. Every expenses that you log in the app will discount from your corresponding category budget. This is why YNAB is proactive. You don't have the sensation of money without a direction. Once you receive your money you'll have to plan where it will go.
This has been working great for me, I'm using for a couple of months now. Also, they have a mobile app that allows you to record your expenses on the go.
Publicada: 21 de junho
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18 de 20 pessoas (90%) acharam esta análise útil
9.8 hrs registradas
Great way to monitor your finances. Got it on summer sale 2014, worth every cent. Some usefull info you can get from two steam videos about this program, all I can add - YNAB REALLY helps. Usefull graphics, comparisons, simple way to add and monitor different accounts.

Small addition - steam can give a 75% discount on it, but very rare. So watch closely and dont miss it!
Publicada: 6 de agosto
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12 de 13 pessoas (92%) acharam esta análise útil
1,222.3 hrs registradas
Best app out there for me...
now i find it hard live without this, this app handle all of my money right now..
handle my money perfectly, now i can save my money perfectly....
saving goals seems easy now.. i can follow all the money spend from my pocket..
Publicada: 23 de junho
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16 de 16 pessoas (100%) acharam esta análise útil
2.9 hrs registradas
Até agora, o YNAB me pareceu ser um programa bem simples. Eu estou pegando todas as transações da minha conta corrente e poupança, baixando do site do banco em OFX, e importando. Aí vou separando cada transação em sua devida categoria, no final fica organizado. Vou esperar agora os próximos meses para ver se o reporting dele vai me ajudar em alguma coisa. Ele ser multiplataforma em todos os ambientes que eu normalmente uso (windows, OS X, e iOS), sem custo adicional, são fatores MUITO legais para mim.

Comprei na promoção de fim de ano, paguei 25 reais, mas não sei se pagaria 100 reais, mesmo que tivesse grana sobrando. Só se eu tivesse desesperado para me organizar, mas aí acho que faria um paliativo no excel, até aparecer outra promoção.

Até agora a sincronização com o dropbox está perfeita, não tive dor de cabeça nenhuma, e abri em outras plataformas pela primeira de forma transparente.

BTW, no mac eu tenho o Money, mas não me adaptei muito bem, porque queria utilizar a importação do extrato do banco, mas voce acaba parando de usar, porque acabava gastando muito tempo categorizando e ficava meio perdido. YNAB simplificou bastante isso, espero a partir de agora ter o costume de mexer nas minhas finanças por aqui.
Publicada: 5 de janeiro
Você achou esta análise útil? Sim Não