With a cult following the world round, You Need A Budget (YNAB), helps you take total control of your money. The results are life-changing and include breaking the paycheck-to-paycheck cycle, paying down debt, and saving more money faster – not to mention a good night’s sleep.
Análises de usuários: Muito positivas (1,094 análises)
Data de lançamento: 19/dez/2012
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Comprar You Need A Budget 4

 

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"If you are part of this group, you might need this tool."

Atualizações recentes Ver todos (8)

4 de junho

New YNAB Version [4.3.758 (Mac) & 4.3.761 (Win)]

This new version handles DropBox's changed settings file location correctly, so new installs will be able to find DropBox correctly.

That's all :)

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Análises

Most Popular Personal Finance Software: YNAB
Lifehacker

Kind of like EVE Online except there's no subscription fees and it's with real money.
Quantum (Steam user)

This is a game that could take months or years to play, but it is one of the most rewarding gaming experiences I have ever had.
gabbo1928 (Steam user)

Free Live Classes (No purchase required)

Learn how to use the YNAB method to turn your finances around. With free classes running every day, YNAB's education team will help you take total control of your money, making it work for you, instead of against you.

Click here to reserve a spot.

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Sobre este software

"The World’s Best Budgeting Program" – The Internet


With a cult following the world round, You Need A Budget (YNAB), helps you take total control of your money. The results are life-changing and include breaking the paycheck-to-paycheck cycle, paying down debt, and saving more money faster – not to mention a good night’s sleep.

You’ve Never Budgeted Like This Before

The You Need A Budget software is clean and beautiful. Where other software packages suffer from years of feature creep, YNAB offers you exactly what you need: a simple, straightforward system to manage your money. But what makes it so powerful are YNAB’s Four Rules:


  • Rule 1: Give Every Dollar A Job
  • Rule 2: Save for a Rainy Day
  • Rule 3: Roll with the Punches
  • Rule 4: Learn to Live on Last Month’s Income

Show Your Money Who’s Boss

YNAB has a high-touch customer support team, a library of video tutorials, and offers free, live daily classes. With YNAB there is no reason why you can’t get rid of your debt, save for the future and finally insert that thing you've been wanting to do but you've been just too lazy to save for. No more excuses.

Requisitos de sistema

Windows
Mac OS X
    Minimum:Windows XP
    • Processor:2.33GHz or faster x86-compatible processor, or Intel Atom™ 1.6GHz or faster processor for netbook class devices
    • Memory:512 MB RAM
    • Hard Drive:100 MB HD space
    Recommended:
    • Memory:1 GB RAM
    • Other Requirements:Broadband Internet connection
    • Additional:Minimum OS version is: Windows XP
    Minimum:Mac OS X v10.6
    • Processor:Intel® Core™ Duo 1.83GHz or faster processor
    • Memory:512 MB RAM
    • Hard Drive:100 MB HD space
    Recommended:
    • Memory:1 GB RAM
    • Other Requirements:Broadband Internet connection
    • Additional:Minimum OS version is: Mac OS X v10.6
Análises úteis de usuários
17 de 18 pessoas (94%) acharam esta análise útil
1 pessoa achou esta análise engraçada
9.4 hrs registradas
Publicada: 23 de março
It's Steam, a Game Platform. Today I often open Steam not to play game, but to rechecking my expense, lol.

This software is great, either for personal use or small start up company. The only cons is this software is not supported multi currency.

Try this, it's free for 30 days, this tools can help us to manage our (gaming) expense :D
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12 de 12 pessoas (100%) acharam esta análise útil
10.6 hrs registradas
Publicada: 5 de abril
I picked YNAB up in a Steam Sale a while back. I'd casually had my eye on it, so when the price dropped, I snapped it up.

Wow. A year later, count me as one more life seriously changed for the better. As someone who almost never buys anything new or full price, I would buy YNAB full-price again in a heartbeat. It's a great piece of software that is very well focused, and does what it's supposed to very well, which is keeping you on track, building good habits, and figuring out where all your money is going, and how to get it under control. And while it's focused, it's also flexible in the best way: it gives you enough rope to hang yourself if you really want to, but gently warns you along the way of the pitfalls of straying from the system.

Which is where part two comes in: it's not just a piece of software, it's a system. The app is just a really streamlined, endlessly helpful way to follow the system, that makes it way easier, and way less prone to failure. YNAB started as a system - the software came later, and it shows in how polished the whole experience is. Do yourself a favor and read through the method before you just dive in. Or take one of the free webcast classes. They really have figured out this system well, just trust them and go along with it, and see how it goes. After all, you bought budget software because you haven't figured it out yet, right?

I had been saying "man, I need a budget" for several years, and given it several failed tries with different software, before I finally sat down, read up, and got set up with YNAB, and it's the only one that has stuck.

And if that weren't enough: their support is rock-solid. I had an issue with my budget, filed a support request, and the support person was knowledgeable, friendly, incredibly helpful, and got the issue resolved ridiculously fast. Which is why I finally sat down and wrote this review - since I already bought it, I wanted to do something to say thanks. So thanks, A, for your excellent customer service.

Bonuses: they have a free companion phone app to enter transactions on-the-go, and the desktop app runs flawlessly under WINE. I run Linux exclusively, and haven't experienced any issues. You don't even have to have it running via Steam, since Steam can be cumbersome to run under WINE - just download the standalone version and follow the directions to copy over your activation key. Couldn't be easier. Oh, as a sidebar, because of that, don't believe my hours on record - I've used it for way more than 10 hours, but not via Steam.

11/10 stars, excellent software, brilliant system, rock-solid support. The only thing that could make me happier is a native Linux version, but with WINE working solidly, that's a minor gripe for me. Well worth dropping the $60 - I promise you'll very quickly make that money up if you're trying to get a handle on your finances.
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14 de 16 pessoas (88%) acharam esta análise útil
1 pessoa achou esta análise engraçada
4.2 hrs registradas
Publicada: 24 de março
This is a great game. Basically you go do things for people or institutions and get points for your labor based on a bunch of factors: what the market is like where you choose to live, education, perserverence and just old fashioned luck.

You plug your points for the month into "You Need a Budget 4" and then use your points to pay rent, buy food, deal with health issues. To keep yourself from getting too stressed, don't forget to budget entermainment or travel! I even budget for Steam! (Meta) If you play your cards right, you save! Your points carry over month after month and year after year and you manage to live into old age without descending into poverty and squalor.

10/10 would play again.
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5 de 5 pessoas (100%) acharam esta análise útil
9.7 hrs registradas
Publicada: 29 de julho
(10/10) - Masterpiece

First of, yes the price is a bummer. I think it is extremely overpriced for a software that basically only calculates numbers and creates tables of content. Still, i don´t regret to have bought it and i would recommend it to anyone who has a steady flow of money.

I know where my money is. I know where it came from and i know where it went. I am prepared for my next payment of my university fees or my car insurance. I know onto the penny how much money is in my piggy bank.
Saying this doesn´t seem a lot, but it means everything. I never knew exactly how much money i spend on games. Now i do. I also know when it´s better not to buy a game to not hurt my budget too much.
I had an income and when i subtracted all my monthly bills i always had to pay, there was always a certain amount left over. At the end of the month, it was gone but i had no clue where that money went.
Every month i started from scratch meaning that months where one of the big bills was due, it was always pretty hard to come by.

The software is easy to use and has pretty much all the features you need. At the start it´s quite hard to make that step of letting go of the money you have in your bank account and rather use the number of your budget. But once you get used to it, it will be so much better.

It is good to know where you stand. If you can´t tell me right now, how much money you can safe up at the end of this month, i strongly recommend to consider the rediculous price of this software, take a step into the tables of number and realise where your money is.
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3 de 3 pessoas (100%) acharam esta análise útil
52.8 hrs registradas
Publicada: 2 de junho
HIGHLY recommended, especially if you're unfamiliar with how to set up a budget and have been living paycheque to paycheque. A nice clear method to see exactly what money is going where, and how much at a glance. Once you get it set up initially, it's very easy to log in for 10 minutes a week and update your budget. Flexible for all lifestyles, it teaches you that budgets are not strict and they change from week to week. It's nice to know exactly what to cut back on and to plan ahead. My only issue would be the cost, but if you wait for a sale it's not so bad.
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