Most Popular Personal Finance Software: YNAB
Best Windows Personal Finance Software: You Need A Budget
YNAB exceeds my expectations in many ways
10/10 – Mac.AppStorm
About the Software
The World's Best Budgeting Program.
Praised across the Internet as hands-down the "best budgeting software", You Need A Budget (YNAB) cuts to the chase with your finances. The software focuses you on the foundation of your finances: the Budget. Experience has shown that when your budget is intact, and functioning correctly, everything else takes care of itself (the bills are paid on time, retirement contributions are made, and unnecessary debt is eliminated).
The Most Effective Budgeting Method
The software is built around Four Rules of Cash Flow. These Four Rules will help you break the paycheck to paycheck cycle, get out of debt, and save more money. Where other software packages tend to be the products of years of feature creep, YNAB offers you exactly what you need: a simple, straightforward system to manage your money.
Rule 1: Give every dollar a job.
Rule 2: Save for a rainy day.
Rule 3: Roll with the punches.
Rule 4: Learn to live on last month's income.
Remember to take advantage of YNAB's fantastic support resources: video tutorials, and free live budgeting classes for any and all interested! These are available at our website or via the Help menu in the software.
We teach you how to use the basics of YNAB, using the YNAB interface itself. You'll be up and running in no time.
We're dedicated to helping you succeed. Free live classes, screencasts, a dedicated forum and more are there to help you.
Using Dropbox, you can sync your budget between multiple computers, and your mobile devices (Android/iOS) in real time, so you are always up to date, wherever you go.
YNAB saves your budget automatically at regular intervals and also when you quit. No need to worry about losing your work.
Have bills or paychecks on regular intervals? Create a scheduled transaction and new transactions will be made for you automatically.
Our reconciliation wizard lets you reconcile all of your accounts with ease to make sure that YNAB and your account balances match.
Search for dates, amounts, payees, categories and more. You can combine searches to get just the results you want.
Save notes for months, categories or budget amounts in a category. Whatever you need to remember, we've got you covered.
YNAB supports Dollars, Euros, Pounds, Rupees, Reals, Rands and just about every other currency in the world.
Easy Split Transactions:
When it comes to ease of entry, our inline split-transaction entry is second to none. Set the total receipt amount and let 'er rip.
Click on any 'outflow' amount in your budget and get a list of all the transactions that made up that number and edit them if need be.
Our all-new engine lets you slice and dice your financial history in a variety of ways with reports that are readable by actual humans.